As a country, we are standing at the cusp of formative health insurance changes that we will all have to learn all over again. Everything that we thought we knew and understood is experiencing great changes and yet we still remain unsure of what the outcome will bring. All of the health insurance providers today, including healthy NY began some time ago in order to help citizens who found they were turned away because health care was not affordable. In the early beginnings, only citizens with a comfortable income had the means to pay for medical health care and in emergency situations, hospitalization.
A new burgeoning class of citizens was growing and settling fast and medical physicians that made house calls were paid with sheep, goats, eggs, potatoes, fruits, and vegetables. This was acceptable, but the medical physician required paying patients in order to remain in practice and serve for the better good. Of course, there were those rare occasions when family members of a child would volunteer to remain at the hospital and work off part of the expenses while being available for the child. Soon after health insurance providers began to become established in every community across the nation such as Empire Blue Cross healthy New York.
For a small fee, each potential subscriber would be guaranteed to receive medical assistance and hospitalization in the case of surgery or disease instead of being turned away because of an insufficient payment system. This one particular gesture on the part of the Mayo brothers, which later instituted the Mayo Clinic in Rochester MN, that helped transform the entire medical community and the health insurance industry began to grow. Over the decades it did not take very long before more health insurance providers such as healthy NY insurance began to establish themselves as a guiding light to the majority of the burgeoning middle class.
This ground working relationship was working well until after the Second World War when employers began to offer health insurance protection to lure the young returning servicemen into their employ. A once simple health insurance policy became more detailed with acceptable coverage and changed from a basic major medical or catastrophic type of health insurance into the more personalized type of health insurance plans that we see today. The health insurance providers such as Atlantis healthy NY that was organized by a small group of medical physicians in 1995 has grown and continues to evolve.
Now, the people find that we are once again standing at the cusp of a new form of health insurance and medical health care and are uncertain as to the ultimate outcome. Many of the medications that we have grown with are no longer available, over the counter medication must be signed for before purchase. Medical physicians are deciding which group of patients they will assist and hospitals today are crowded and short-staffed causing great pain to the very individuals who took an oath to help. Health insurance providers now have a book of pre-existing medical conditions they will not cover for a period of time forcing citizens to turn to the state for medical assistance with the institution of offerings such as the healthy NY program.
